Pay SafePay
Buyer pays at checkout. Funds are immediately locked in Uzaja SafePay trust holding and never released upfront.
We have built Nigeria's next-generation e-commerce platform: 100% production-ready tech stack with SafePay Payment Protection, Uzaja Reels video commerce, multi-tier KYC merchant verification (NIN/BVN/CAC), and direct dual fulfillment. We are raising our pre-seed round to execute our nationwide Go-To-Market launch.
Why 70%+ of Nigerians hesitate to buy online, and how Uzaja solves it from Day 1.
Raising pre-seed capital to launch our merchant acquisition blitz, fund localized pickup hubs, and scale marketing across Nigeria's major commercial hubs.
Field onboarding teams in Alaba, Computer Village & Wuse Market
Influencer creator campaigns, performance ads & referral loops
24/7 dispute resolution team, KYC verification & compliance
Cloud hosting, SafePay payment liquidity & reserve float
Everything is built, coded, and operational in our codebase today.
SafePay eliminates e-commerce fraud and buyer pre-payment risk in Africa. Funds are securely locked in trust at checkout and automatically disbursed to the merchant only after the buyer confirms verified physical delivery.
Buyer pays at checkout. Funds are immediately locked in Uzaja SafePay trust holding and never released upfront.
Seller packs the item and uploads live package photos to the order. Buyer sees proof of condition before dispatch.
Dispatched to assigned courier with direct driver contact and live transit tracking updates.
Buyer inspects the item, taps "Confirm Delivery" on their phone, and SafePay instantly unlocks seller payout.
Short-form video is transforming commerce. Uzaja Reels allows verified merchants to upload unboxings, live demonstrations, and product reviews with integrated 1-tap checkout.
Every merchant undergoes identity validation before listing. Tiered trust badges give shoppers immediate clarity on merchant legitimacy.
Sellers subscribe to monthly software tiers (Free, Basic, Plus, Business Starter, Business Pro) and bid on sponsored placements in search, discovery feeds, and checkout recommendations.
Uzaja eliminates costly warehouse real estate by connecting buyers and sellers directly. Orders are dispatched via local couriers or collected in-person with a 5-digit verification token.
For over a decade, African e-commerce struggled not because Africans didn't want to buy online, but because the foundational trust and logistics infrastructure was never built for our reality. Uzaja is built from the ground up to solve this forever.
Over 70% of shoppers abandon carts because they fear losing their hard-earned money to fake vendors and prepayment scams.
Merchants with authentic goods in Computer Village, Alaba, and Wuse cannot scale nationwide because distant buyers refuse upfront payment.
Buyers discover authentic products through live Reels video, browsing with absolute confidence backed by SafePay holding.
The buyer happily unboxes genuine goods at their doorstep, and the merchant instantly receives their guaranteed payout. Everyone wins.
Building the unshakeable digital trust and social commerce backbone for 200M+ consumers and millions of merchants.
Model how Uzaja's revenue and valuation scale as we acquire active buyers and merchants post-launch.
How Uzaja is designed to outperform incumbent marketplaces and informal social commerce.
| Feature / Moat | Uzaja | Jumia | Jiji | Instagram / WhatsApp |
|---|---|---|---|---|
|
Payment Protection SafePay Protocol |
100% SafePay Protected (Funds held until verified) | Pay on Delivery / Card | None (Direct Cash Transfer) | None (High Scam Rate) |
| Video Commerce (Reels) | Native Video Feed & 1-Tap Checkout | Static Images Only | Static Images Only | Videos (No Native Checkout) |
| Merchant Verification | Mandatory Multi-Tier NIN / BVN & CAC | Enterprise Brands Only | Unverified / Phone Only | Unverified (High Ghost Accounts) |
| Pay-on-Delivery Loss | 0% PoD Loss (Pre-funded in SafePay Trust) | 30% - 45% Rejection Rate (Sellers lose) | High No-Show Risk | High (Sellers refuse PoD) |
| Seller Payout Speed | Instant Payout upon 5-Digit OTP Verification | 7 - 14 Business Days Delayed Cycle | Manual Cash Handling | Manual Transfer (Fake Alert Risk) |
| Fulfillment Model | Direct Courier + 5-Digit OTP Pickup (Asset-Light) | Centralized Warehouse (Heavy CapEx) | Uncoordinated | Uncoordinated (Random Dispatch) |
| Dispute Resolution SLA | < 24h In-App Trust & Safety Centre | 3 - 7 Business Days | No Dispute Recourse | None (Blocked by Scammer) |
| Merchant Business SaaS | Full Suite (Invoicing, Live Stock & Analytics) | Complex Enterprise Backend | Basic Classifieds Form | None (Manual DMs & Spreadsheets) |
| Discovery & Social Reach | Algorithmic Video Feed + Localized Targeting | Search & Banner Ads Only | Paid Classified Boosts | Low Organic Reach (Paid Meta Ads) |
| Fee & Commission Model | Transparent 1% - 7% (Free Storefront) | High 10% - 25% + Warehousing Fees | Expensive Ad Subscriptions | High Meta Ad CAC |
Compliant with Nigerian corporate law, data protection regulations, and payment standards.
Uzaja Ltd incorporated under RC No. 1482930. Clean corporate structure.
Compliant with the Federal Competition & Consumer Protection Act 2018. Clear buyer protection & refund policies.
Compliant with NITDA guidelines and the Nigeria Data Protection Act 2023. Dedicated DPO (dpo@uzaja.com).
Payment processing via CBN-licensed partners (Paystack, Monnify, Flutterwave). Zero raw card data held.